Everyone will receive a 1 million TL housing loan! Payment from public banks

08.12.2025 19:11 Updated: 08.12.2025 10:46 Vural Tan Administrator

A new financing package has been announced, marking a critical turning point for millions of citizens seeking homeownership in Turkey. This massive support package, expected to revitalize the real estate market, was launched with the slogan " Everyone can get a 1 million TL housing loan ." This step, which will provide relief to middle-income groups struggling with high housing prices, combined with the easy payment options offered by public banks, has created a significant opportunity. This new loan campaign is designed to appeal to citizens from nearly every segment of society who dream of owning a home. Here are the details of the 1 million TL housing loan everyone can get .

This new loan package, offered with payment support from public banks , is attracting attention with its attractive rates below market rates and flexible maturity options. Spearheaded by public banks such as Ziraat Bank, Halkbank, and Vakıfbank, this campaign raises the housing loan upper limit to a record high of 1 million TL, making a mortgage available to everyone . This increase provides a significant solution to the problem of insufficient down payments and loan amounts for home purchases, particularly in major cities. Thanks to the low interest rates set by banks, monthly installment payments are kept at reasonable levels, aiming to protect citizens' budgets.

So, will everyone qualify for a 1 million TL housing loan ? While the campaign's general scope is broad, there are certainly some basic requirements that comply with banking standards . Those wishing to take advantage of this loan package are expected to meet certain criteria, such as being a first-time homebuyer or not having owned a home registered in their name for a certain period of time.

Additionally, standard banking procedures will apply to loan applications: the applicant must have proof of regular income, have a minimum credit score, and the property they will purchase must meet the credit rating.